How to Get Your Significant Other On Board Financially In 2021 Results Shocking

How to Get Your Significant Other On Board Financially In 2021 Results Shocking
How to Get Your Significant Other On Board Financially In 2021 Results Shocking

Introduction Of How to Get Your Significant Other On Board Financially In 2021 Results Shocking

How to Get Your Significant Other On Board Financially In 2021 Results Shocking. We’re talking about getting our boo on board with the finances and I’ve boiled it down to four different things first ask questions second dream together third never blame them for financial mistakes made in the past and then fourth make it fun and to the point all right so the first thing is you want to ask some questions and get some curiosity going with your significant other.

A serious relationship this is a really good time to bring up finances

Now if you aren’t married yet but you are getting into a serious relationship this is a really good time to bring up finances so you can ask them questions like what are your financial goals how do you feel about debt what’s your stance on credit cards and using credit cards asking these types of questions comes from a place of curiosity instead of blame even if you kind of have an understanding of how they are with their finances this gets the conversation rolling and helps you share your perspective as well asking them those questions can also prompt you to say.

I asked this because I was thinking about credit cards the other day and how I have been interacting with them and these are my thoughts on it so it sparks a healthy conversation just make sure you guys are in the right mood frame of mind and environment asking these questions during a heated argument is not a good idea so make sure you guys are in a good mood well-fed have a drink in hand and open up the conversation the second thing is to start dreaming together ask your partner I wonder.

What it would be like if we didn’t have any payments any debt payments what would we spend our money on and that would be fun to dream together finding your why as a couple is also a great way to start coming together as one unit instead of operating your finances in separate spaces when you come at it together I heard this analogy.

The same financial mindset

This is great so draft horses right those big old horses that pulled plows back in the day now one draft horse can pull 8 000 pounds so if you’re thinking well if another draft horse is tied together then they’ll pull 16 000 pounds they’ll double their weight two draft horses together can pull three times their weight at 24 000 pounds so just imagine if you two become draft horses and it’s all gonna be great you’re gonna have an explosion with your financial goals in the very best way so all that to say.

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If you are struggling as a couple with a mountain of debt or you just don’t seem to have the same financial mindset asking the question of dreaming together of what could you accomplish together as a couple if you had a better grip on finances it’s so much easier because you are coming at a point of collaboration with your partner instead of accusing them another way that you could get your significant other onboard financially and dreaming together is kind of giving them the scenario of what if.

We invested just 50 a month for the next 10 years and we saw that growth of like 12 rates of return like this is how much money that we could have in 10 years and dreaming together using investment calculators as a strategy is such a good way for that other person to start thinking about things in a different light now my husband kyle is definitely into the stock market and investment strategies way more than me but he has also shown me these investment calculators and he loved he loves to say this he’s like all right so we have five thousand dollars in like a robin hood account and then he’ll say now oftentimes I imagine an extra three zeros at the end of that amount so.

How much money we could be making in one day

What if I had five million dollars in that investment account this is how much money that we could be making in one day or one month and so he loves to dream that way and it gets me excited because I’m like huh yeah that actually could be a possibility and it’s only a possibility if we take risks to know that we are going to put more money into our investments and so it encourages us to take a look at how much we are investing in our retirement accounts and that’s a great way to dream together the third way to get them on board is to never blame them for financial mistakes.

What happens in the past is the past and we can learn from those mistakes we can run from them or we can learn from them a wise monkey once said so what you could do is if you have someone who is a big spender blowing the budget all the time just asking to write down those transactions on a sheet of paper have it out on the kitchen counter or maybe it’s on a bathroom wall write down every single time you make purchases you can quickly see how.

How much that adds up or you guys can try a simple exercise of going through your credit card statement or your bank statement and seeing how much those transactions add up this is especially significant if you guys don’t budget together when you start adding up your transactions on things like restaurants or going out you’re going to see how quickly that number just balloons and then it helps the other person realize like whoops I am spending a lot of money on going out and so it helps you guys to see like okay maybe.

A realistic plan for our money now the fourth way to get them

We should take a look at things and start putting together a realistic plan for our money now the fourth way to get them on board is to make it fun and keep it simple to the point and what I mean by that is I want you guys to start trying to come together and talking about your finances once a month now kyle and I do this through the form of beers and budgeting and this would be such a great thing for you to to do is either watch those episodes together spark some conversation and then form your version of beers and budgeting and what.

I mean by keeping it to the point is if you are the more invested one in the financial situation which there’s always one that’s more gung-ho than the other which I was at first your responsibility is to put that budget together first before you guys start your beers and budgeting version so you’re going to put together your budget you’re going to outline the income and expenses everything you guys have spent you’re going to present that budget to that person and ask them what they think they need to help you make decisions with the budget so that they have a contribution to make it’s not just one person but you’re going to have to divvy up the responsibilities. Comment It How to Get Your Significant Other On Board Financially In 2021 Results Shocking.